Education Loans
Education Loans – Invest in Your Future with Confidence
Types of Education Loans We Offer
For studies in India at UGC/AICTE/NAAC-accredited institutions
For international courses and global universities
Higher amounts with lower interest (against property or FD)
Based on co-applicant income and credit
For short-term technical/vocational training programs
Why Choose an Education Loan?
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Covers tuition fees, hostel & mess charges, books, laptops, travel, and other study-related expenses
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Keeps your family’s savings and investments intact
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Enables access to world-class education in India or abroad
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Helps build a good credit history early in life
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Interest subsidies available for eligible students
Key Features of Our Education Loans
Loan Amounts from
₹50,000 to ₹1.5 Crores
Based on course type, institution, and country of study.
Attractive Interest Rates
Starting from 8.5%* p.a. with floating/fixed options.
Flexible Repayment Tenure
Up to 15 years including a moratorium period during the course and 6–12 months after completion.
Minimal Documentation & Quick Approval
Fast-track processing with doorstep or online service.
Loans for Indian & Foreign Universities
Recognized universities across the globe covered.
Parent/Guardian as Co-applicant
Support structure in place for financial security.
Prepayment & Foreclosure at Zero or Low Charges
Repay early and save on interest without penalties.
Optional Insurance Cover
Protect your loan in case of unforeseen events.
How It Works
Apply Online or Offline
Submit basic details and documents for verification.
Loan Approval & Sanction Letter
Receive a formal sanction for your institution.
Disbursement to Institution/Student
Funds released in installments based on fee schedule.
Repayment After Course Completion
Enjoy a moratorium period before EMIs begin.
Courses & Institutions Covered
- Undergraduate & Postgraduate Degrees (BA, BSc, BTech, MBA, MA, MCom, etc.)
- Professional & Technical Courses (Medical, Engineering, Law, CA, CS, Architecture)
- International Degree & Diploma Programs
- Management & Specialized Programs (IITs, IIMs, AIIMS, ISB, etc.)
- Vocational and Skill Development Courses
- Study Abroad Programs in the USA, UK, Canada, Australia, Europe & more
Eligibility Criteria
- Must be an Indian citizen aged 18–35 years
- Secured admission or offer letter from a recognized institution (India or abroad)
- Good academic record
- Must have a stable income (salaried or self-employed)
- Good credit profile
- Valid passport and visa
- Additional margin money may apply (as per norms)
Why Choose Loans Market?
- 100% digital process or doorstep documentation
- Trusted by thousands of students & parents
- Pre-visa disbursal support for foreign universities
- Personalized guidance & loan counselors
- Tie-ups with major universities & coaching centers
- Government subsidy schemes support (CSIS, Padho Pardesh*)
Documents Required
- Identity & Address Proof
- Academic records (10th, 12th, degree certificates, entrance scores)
- Admission letter / offer from university
- Fee structure and course details
- Passport & visa (for foreign studies)
- PAN & Aadhaar
- Income proof: Salary slips / ITR / Bank statements
- Proof of relationship with student
- Address proof
- Property documents / FD receipts (for secured loans)
