Professional Loans
Professional Loans – Empowering Your Practice to Grow
Who Can Apply for a Professional Loan?
We serve a wide range of self-employed and practicing professionals, including:
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Doctors (MBBS, BDS, Specialists)
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Chartered Accountants
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Company Secretaries
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Architects & Engineers
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Lawyers & Legal Consultants
Key Features of Our Professional Loans
Loan Amounts from
₹50,000 to ₹50 Lakhs
Flexible financing tailored to your profession and needs.
No Collateral Required
Enjoy unsecured loans based solely on your profile and income.
Quick Approval & Fast Disbursal
Get your loan sanctioned and credited within 2–3 working days.
Attractive Interest Rates
Starting from as low as 10.5% p.a.* depending on your creditworthiness.
Flexible Repayment
Tenures
Choose tenures from 12 to 60 months with EMI options that fit your cash flow.
Minimal Documentation
Simple and quick verification process for qualified professionals.
Top-Up & Balance Transfer Options
Get additional funding or transfer your existing loan for better rates.
Simple Application Process
Apply Online or Visit Our Branch
Choose your loan amount and tenure.
Share Your Documents
Minimal paperwork required. Digital KYC supported.
Get Sanctioned Within 48–72 Hours
We evaluate your profile quickly with transparency.
Receive Disbursal in Your Account
Funds transferred directly—ready to use.
Loan Uses & Benefits
A Professional Loan can help you:
- Set up a new clinic, office, or consultancy space
- Upgrade to the latest tools, software, or equipment
- Renovate or expand your current workplace
- Hire staff or manage payrolls
- Purchase furniture, technology, or diagnostic tools
- Manage short-term working capital
- Consolidate business-related debts
- Cover operational costs or take on new projects
Required Documents
- PAN Card
- Aadhaar Card / Passport / Voter ID / Driving License
- Degree certificate or registration with professional body (e.g., MCI, ICAI, Bar Council)
- Last 6 months’ bank statements
- Latest ITRs with computation or Form 16
- Balance Sheet & P&L (if applicable)
- Clinic/Office registration or business continuity proof
- Utility bill or rental agreement
Eligibility Criteria
To apply for a professional loan, you must meet the following basic requirements:
- Age: 25–65 years
- Indian citizen with a recognized professional degree
- Minimum 1 year of independent practice or 2–3 years of post-qualification experience
- Steady income and verifiable bank records
- Good credit score (650+ preferred)
