Loan Against Property
Loan Against Property (LAP) – Unlock the Value of Your Property
Key Features of Our LAP Services
Avail loans starting from ₹5 Lakhs to ₹5 Crores (or more) based on your property's market value and income eligibility.
Benefit from lower interest rates compared to unsecured loans like personal loans or credit cards.
Repay your loan over flexible terms ranging up to 15-20 years, making EMIs affordable.
Hassle-free paperwork and digital processing for a smoother loan experience.
Get loan sanction in a few working days with efficient property and credit evaluation.
Already paying a LAP elsewhere? Switch to us for better rates and top-up options.
Use funds for any purpose—business needs, education, medical treatment, weddings, travel, debt repayment, and more.
Eligible Property Types
You can mortgage:
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Residential Properties (self-occupied or rented)
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Commercial Properties (offices, shops, etc.)
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Industrial Premises (factories, warehouses)
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Owned Plots with clear legal titles
Who Can Apply?
We cater to a wide range of customers, including:
- Salaried Individuals
- Self-Employed Professionals
- Business Owners
- Partnership Firms & Private Limited Companies
- NRIs with property in India
Eligibility Criteria
Eligibility is assessed based on:
- Applicant’s age, income & repayment capacity
- Property type, market value & legal status
- Credit score and past loan history
- Income documentation (salary or business proof)
General Criteria:
- Age: 21–65 years
- Minimum income requirement (varies by profile)
- Clear title and ownership of property
Documents Required
- KYC documents (PAN, Aadhaar, Passport)
- Latest salary slips / ITRs / Form 16
- Bank statements (last 6–12 months)
- Property documents (Title Deed, Chain of Ownership, Tax Receipts)
- Employment proof / Business registration (for self-employed)
- Company PAN and registration documents
- ITRs, audited financials, and GST returns
- Property papers in company name
- Board resolution or partnership letter (if applicable)
Benefits of Choosing Loans Market
Expert Consultation & Support
From eligibility check to legal verification—we guide you at every stage.
Transparent Processing
No hidden fees or surprise charges—everything upfront.
Loan Re-structuring Options
In case of cash flow issues, we offer flexible solutions and part-payments.
Digital Application & Tracking
Apply from home and track your application status with ease.
How to Apply?
Submit Online Application or Request a Callback
Share Basic KYC & Property Details
Receive Loan Offer & Valuation Report
Verification, Agreement Signing & Disbursal
